Lenders that offer advances on paychecks often charge exorbitant interest rates and prey on uneducated borrowers, consumer advocates warn
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1997 article that describes risks and provides guidance regarding co-borrowers, from the Federal Trade Commission.
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Pay Day Loans equate to usury which is charging interest above an established legal rate. 'Pay Advance', 'Check Advance', 'Deferred Deposit' or any other label like it is lower than loan-sharking. It is a legal, multi-billion
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Also called cash advance loans, check advance loans, or deferred deposit check loans, these high interest loans are usually expensive. 2000 article from the Federal Trade Commission.
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The truth about advance-fee loan scams, where you pay first and get the loan later. 1999 article from the Federal Trade Commission.
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Article from SmartMoney.com about high loan-to-value loans for homeowners.
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Credit Resources Updated On:
28-Aug-2005
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11:31:30
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